Terms and Conditions

1. Acceptance of Terms

By accessing this website and purchasing our digital products, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must not use our services.

2. Products and Services

Formula Library offers digital products including but not limited to:

• Business formulas and manufacturing guides
• Training materials and educational content
• Supplier directories and industry contacts
• Digital downloads in PDF and other formats

All products are delivered digitally via email to the address provided at checkout.

3. Pricing and Payment

All prices are displayed in the user's local currency based on their geographic location, with USD as the base currency for conversion. Payment processing is handled through PayFast, a secure payment gateway. By completing a purchase, you agree to:

• Provide accurate payment information
• Pay all charges at the prices in effect when incurred
• Accept that exchange rates may fluctuate between viewing and payment

4. Digital Product License

Upon successful payment, you are granted a non-exclusive, non-transferable license to use the digital products for personal or business purposes. You may NOT:

• Redistribute, resell, or share the products with third parties
• Modify, adapt, or create derivative works for commercial distribution
• Use the content to compete directly with Formula Library
• Remove any copyright or proprietary notices

5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and digital products, is the property of Formula Library and is protected by international copyright laws. Unauthorized use may result in legal action.

6. Disclaimer of Warranties

Our products are provided "as is" without warranties of any kind. While we strive for accuracy:

• We do not guarantee specific business results or outcomes
• Formulas should be tested in small batches before commercial production
• Users are responsible for compliance with local regulations
• Professional consultation is recommended for specific applications

7. Limitation of Liability

Formula Library shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our products or services. Our total liability shall not exceed the amount paid for the specific product in question.

8. Privacy Policy

We collect and process personal data in accordance with applicable data protection laws. Information collected includes:

• Email address for product delivery and communication
• Payment information (processed securely by PayFast)
• Usage data for improving our services

We do not sell or share your personal information with third parties for marketing purposes.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of South Africa. Any disputes arising shall be subject to the exclusive jurisdiction of the courts of South Africa.

10. Contact Information

For questions or concerns regarding these Terms and Conditions, please contact us:

• WhatsApp: +27 730 758 123
• Website: formulalibrary.online

11. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to the website. Continued use of our services after any changes constitutes acceptance of the new terms.